Responsive Service

When we are trusted in managing your assets, we believe that you deserve our full attention, complete transparency and proactive communication.

Clear Discipline

A precise plan can make a big difference as far as having a sense of control you’re your future and your investments.  Knowing what to do whether the market goes up or down is essential as you navigate through unpredictable markets and economic changes.

Fiduciary Standard

We never lose sight of our fiduciary responsibilities. That means we manage your assets as if it was our own. We are committed to the fiduciary standard, independence and objectivity in our research and in the implementation of client portfolios.  CMS, Inc. does not receive commission for the placement of any product.  We embrace an open architecture and best-in-class approach to investing.  Our ultimate objective is to provide you with superior risk-adjusted performance over time.

Comprehensive Financial Planning

The Financial Planning process requires a thorough understanding of the complexities of your financial picture.  First and foremost, we listen carefully.  We tailor solutions only after we have a clear picture of your personal and financial circumstances, along with your risk tolerance.  Our planning and ongoing investment management is monitored through reports, conversations, meetings and collaboration to ensure that we stay on track in meeting your goals.

Team Expertise

We execute our investment and planning philosophy with careful, insightful and team-based analysis.  This approach maximizes our full range of experience and areas of specialization, and at the same time provides simple checks and cross-checks.  The level of knowledge and experience each of our team members has allows us to offer high-touch service and commitment at every level of the client relationship.


CMS fosters innovation at all levels of the firm. Our focus on customized solutions demands a mindset that is constantly seeking meaningful, high-quality offerings and resources.  We frequently expand our team to include other advisers including accounting and legal professionals, helping you streamline and simplify your financial life.