Investment, Retirement and Trust & Estate Planning


Capital Management Services, Inc. (CMS) is a fee-only advisory and financial planning firm.  We have been providing wealth management services to our clients for over twenty-five years.  Our comprehensive approach integrates investment management with personal financial planning, tax considerations, estate planning and trust matters.

CMS is recognized for providing sound, independent and objective advice:

  • WE LISTEN:  Our focus is listening and understanding your unique objectives and personal concerns, as well as your risk tolerance, liquidity needs, tax liability and financial responsibilities.

  • WE PLAN:  We create a plan to achieve your life goals, along with an investment strategy tailored to your needs for growth, income, and retirement.

  • WE INVEST:  We implement your investment strategy through a process utilizing a wide array of investment options, including individual stocks and bonds, no-load mutual funds, ETFs as well as selected top-tier money managers (SMAs).

  • WE MANAGE: On an ongoing basis, we monitor, review and update your investments and asset allocation in light of changes in the market, the economy and your own financial needs and circumstances.

  • WE ADVISE As your wealth management team, we are available to consult with you on a broad range of financial issues as your life changes; these may include estate, trust and risk management issues.