Financial Planning
Using a step-by-step process, our experienced team of professionals will provide a comprehensive written financial plan. This plan will help you identify your goals and objectives, provide current and projected summaries and a detailed examination of such things as your net worth, income & cash flow, asset allocation, college funding, insurance and estate plan; it will demonstrate a year-by-year progress toward retirement or other goals. This plan will help simplify your life and gain control of your financial future.

Investment Services*
We recognize the commitment and responsibility we undertake when we provide investment advice. That is why we listen closely to your needs and concerns, and deliver high quality investment services that correspond to your unique objectives. We encourage each one of our clients to go through both a risk analysis and an asset allocation survey to ensure that any strategic investment planning we do truly reflects their financial goals.

Business Continuation
Working with your other professional advisors, we design, implement and provide funding alternatives for business continuity and/or succession plans to protect against premature death or disability. By providing business valuation services, and tax succession plans, we can help your business succeed both today and tomorrow.

Retirement Plans
Through our affiliation with Actuarial Enterprises, Inc. and National Retirement Plan Advisors, we provide full services for qualified retirement plans. For businesses that sponsor a qualified plan, we can deliver plan design, administration and investment management services. At retirement, our advisors can help you invest those assets to maximize their performance and address your retirement concerns.

Trust And Estate Planning Strategies
We provide Trust services through several organizations, including RBC Trust Company and Capital Trust Company of Wilmington, Delaware. Trusts can be ideal for keeping assets out of probate and for minimizing estate and income taxes. They can be used to transfer assets for the protection of your heirs, to avoid taxation of life insurance proceeds in your estate and to keep your assets intact while paying income to someone you designate.

Life Insurance
Insurance is about resolving risk. Risk is the exposure to the possibility of loss, and it can be assumed, ignored, or transferred to a risk bearer. By asking the right questions and listening to your answers, we are able to recommend and help you implement strategies to meet your personal and business goals and objectives.

Disability Income Insurance
Through our strategic alliances with some of the country's leading disability providers, we can help you design and implement appropriate personal and business disability insurance that will help you and your employees replace the flow of income lost due to periods of sickness or following an accident.

Employee Benefits
Our custom designed, qualified and non-qualified employee benefit programs include, Equity Split Dollar, Executive Bonus Plans, Deferred Compensation Plans, and Salary Continuation Plans.

 

 
*Securities offered solely through Registered Representatives of Equity Services, Inc. All companies referenced are independent of Equity Services, Inc. unless otherwise noted. National Retirement Plan Advisors is affiliated with Equity Services, Inc.